Rob’s Blog

July 2018 Blog

Financial Happiness Believe it or not, financial happiness is not determined by how much money you make. If money cannot buy you happiness, what does financial happiness mean? Financial happiness is not a cookie cutter. There are many forms of travel along the way of achieving financial happiness. Getting out of debt, managing your debt, […]

Read More...

June 2018 Blog

For over 25 years Cruise & Associates has worked year-round with businesses, individuals and farming clients. They currently have more than 140 corporate and partnership clients, 170 sole proprietorship/farm clients, 100 landlord clients and 900 individual clients. Cruise & Associates has a variety of different categorized and customized services available. With over 40 different services, […]

Read More...

5 Tax Tips for Newlyweds

Marriage is a big moment for everyone. It’s taking the next step with the person you love and building a new life together. It can also be a time to make some pretty lofty decisions. Prepare for the decisions that come along with marriage life. Figure out how you’ll file your taxes. Making changes to […]

Read More...

Protect Yourself from Port-out Scams

Mobile phones not only contain our personal details and information about everyone we know; they are used to verify our identities and unlock access to our financial accounts. Now scammers are using a process called a “port-out” to hack into our phones to change our passwords, steal our personal data and even empty our bank […]

Read More...

How to Handle a Gap in Health Care Coverage

Health care coverage gaps happen. Whether because of job loss or an extended sabbatical between gigs, you may find yourself without health care for a period. Here are some tax consequences you should know about, as well as tips to fix a coverage gap. Coverage gap tax issues You will have to pay a penalty […]

Read More...

Update on the Tax Cuts and Jobs Act (TCJA)

The Tax Cuts and Jobs Act (TCJA) was passed by Congress in a hurry late last year, and the IRS and tax preparers have been working to digest some of the more thorny issues created by the tax overhaul. Here are the latest answers to some of the most common questions: Is home equity interest […]

Read More...

Get Your Small Business Off the Rocks

Every small business eventually hits a rough patch. It’s easy to get discouraged when it happens. But look at the upside: you have infrastructure in place, you have existing customers and most importantly, you have the hard-won experience of knowing what works and what doesn’t. With that in mind, here are some ideas to get […]

Read More...

Great Uses for Your Tax Refund

Most Americans get a refund every year, with the average check weighing in at $2,895 last year. Even though it’s really money that they earned, many people are tempted to treat it like a windfall and splurge. If you can resist that temptation, here are some of the best ways to put your refund to […]

Read More...

When An Extension Makes Sense

While most people should file a tax return by April 17th, you have the option of delaying your filing date until Oct. 15 with a tax extension. When to file an extension Missing or incorrect information. If one of the forms you need to file your return has an error on it, it is often […]

Read More...

Know the IRS’s “Dirty Dozen” Tax Scams

  Every year the IRS releases its “Dirty Dozen” list of the year’s most prevalent tax scams. They include ploys to steal personal information, talk people out of money, or engage in questionable tax activity. Here are some of the top scams: Phishing. Fake emails or websites claiming to represent the IRS, for the purpose […]

Read More...