Retirement

Secret Service

For over 25 years Cruise & Associates has worked year-round with businesses, individuals and farming clients. They currently have more than 140 corporate and partnership clients, 170 sole proprietorship/farm clients, 100 landlord clients and 900 individual clients. Cruise & Associates has a variety of different categorized and customized services available. With over 40 different [...]

2018-10-04T13:54:59-05:00News, Retirement|

Great Uses for Your Tax Refund

Most Americans get a refund every year, with the average check weighing in at $2,895 last year. Even though it's really money that they earned, many people are tempted to treat it like a windfall and splurge. If you can resist that temptation, here are some of the best ways to put your refund to [...]

2018-07-22T15:33:30-05:00Individual, News, Retirement, Small Business|

Where Did Retirement Go?

Where Did My Retirement Go? How to locate lost retirement benefits For one reason or another, you may find yourself in a situation where you’ve lost track of a retirement account like a 401(k) or pension. There are several ways this can happen: Job change. People change jobs in today’s economy much faster than they did [...]

2018-07-22T15:36:55-05:00Individual, News, Retirement|

Looking Ahead

Looking Ahead: Tax Reform in 2018 Congress has passed tax reform that will take effect in 2018, ushering in some of the most significant tax changes in three decades. Here are some major items in the new bill that impact individual taxpayers. Reduces income tax brackets. The bill retains seven brackets, but at reduced rates, with [...]

2018-07-22T15:42:54-05:00Individual, News, Retirement, Small Business|

Get familiar with these estate planning documents

Basic estate planning begins with completing documents that allow your last wishes to be carried out as you choose. But are you familiar with the documents you'll need? Here's a list of common estate planning documents and their purpose. Advance Directive. Your instructions for end-of-life and quality of life wishes regarding medical treatments. Share your [...]

2018-07-22T15:48:18-05:00Individual, News, Retirement, Small Business|

Plan Your Estate to Reflect Your Intentions

If you own assets that you'd like to leave to a loved one, you have an estate. But without a plan, your state of residence will choose your heir - not necessarily the result you intended. How can you ensure your intentions will be realized? Start by understanding the basics of estate taxes.   How [...]

2018-07-22T16:02:41-05:00Individual, News, Retirement|

Using An IRA To Save For Retirement

Reducing your taxable income should be an ongoing, year-round objective. One of the most effective and prudent ways to do this is by saving for retirement. Investing money in a qualified retirement account allows you to defer taxes on your contributions and earnings until retirement, when you may be in a lower tax bracket.   [...]

2018-07-22T16:08:49-05:00News, Retirement|

Reduce Your Taxes By Saving For Retirement

Reducing your taxable income should be an ongoing, year-round objective. One of the most effective and prudent ways to do this is by saving for retirement. Investing money in a qualified retirement account allows you to defer taxes on your contributions and earnings until retirement, when you may be in a lower tax bracket.   [...]

2018-07-22T16:10:46-05:00Individual, News, Retirement|

Is a SIMPLE IRA right for your small business?

A SIMPLE IRA is a tax advantaged retirement plan that is only available to businesses with 100 or fewer employees that currently doesn’t have another retirement plan.  A SIMPLE IRA is an easy way for an employer and employees to save for retirement without some of the costs and hassles associated with other retirement plans.  [...]

2018-07-22T16:12:58-05:00News, Retirement, Small Business|
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